Conversation 1（第二套）音频、真题、答案、听力原文、答案解析、参考译文
【音频】
【真题】
Questions 8 to 11 are based on the conversation you have just heard.
8.
A) He found it had caused him much inconvenience.
B) It led him to spend more money than necessary.
C) It was much less secure than paying with cash.
D) He wanted to be less dependent on his phone.
9.
A) Living beyond her means.
B) Lack of budgeting strategies.
C) Fashion addiction.
D) Impulse purchasing.
10.
A) Eat healthier food with less money.
B) Order food like burgers and chips.
C) Avoid getting addicted to junk food.
D) Pay either in cash or with his phone.
11.
A) Making a shopping list.
B) Sticking to his budget.
C) Withdrawing cash only once a month.
D) Thinking twice before buying something.
【答案】
8. B) It led him to spend more money than necessary.
9. D) Impulse purchasing.
10. A) Eat healthier food with less money.
11. B) Sticking to his budget.
【听力原文】
Conversation 1
M: I need to stop at the bank to withdraw some cash.
W: Why not just pay with your phone?
M: Well, actually, I’ve stopped using online payments for the past three months now.
W: Stopped paying online? Oh, you must be worried that online payments aren’t secure.
M: No, they are safe. [8] But paying online is too convenient and I spent too much money on things I didn’t need.
W:[9] Oh, impulse purchases can be an issue for me, too.I’ve definitely bought clothes and shoes I didn’t need because they were on sale, and paying with my phone was so easy. But I’ve found that if I review my spending every night, that keeps me from spending too much.
M: I tried that strategy, but it just didn’t work, because I’d be busy studying all day. Then, when I was tired and hungry, I’d use my phone to order food, like burgers and other junk, [10] instead of going to the canteen, where I could get a healthier meal for half the price.
W: Well, what do you do now then? It seems like you’d have the same problems with cash.
M: I go to the bank once a week, and the rest of the time I keep my bank card at home, so I can’t get more cash out. And I also have a notebook where I record my expenses.
W: But what prevents you from just going to the bank and getting more money, if you want to buy something?
M: The first month I did withdraw extra cash twice, but I felt guilty about it. [11] And after that I refused to spend more than what I had budgeted, and by now it’s just a habit.
【答案解析】
8. Why has the man stopped paying online for the last three months?
男士过去三个月为什么停止使用在线支付？
答案：
B) It led him to spend more money than necessary.
它导致他花了不必要的钱。
解析：
在对话开头部分，男士告诉女士他已经有三个月没用在线支付了。女士以为男士停用在线支付的原因是他担心在线支付不安全，但是男士否定了女士的看法。他说自己停用在线支付的原因是它太方便了，导致他在不需要的东西上花了太多钱，所以答案是B项。
干扰项分析：
A) He found it had caused him much inconvenience.
他发现它给自己带来了诸多不便。
男士说的是在线支付“too convenient”（太方便），而非造成不便，故排除A项。
C) It was much less secure than paying with cash.
它远不如用现金支付安全。
女士以为男士担心安全问题，但男士明确表示“No, they are safe”（不，它们是安全的），故排除C项。
D) He wanted to be less dependent on his phone.
他想要减少对手机的依赖。
对话中没有相关信息，故排除。
9. What problem does the woman say she may also have?
女士说她可能也有什么问题？
答案：
D) Impulse purchasing.
冲动消费。
解析：
在对话中，当男士提到自己在不需要的东西上花了太多钱，女士紧接着说“Oh, impulse purchases can be an issue for me, too.”冲动消费对她来说也是个问题，所以答案是D项。
干扰项分析：
A) Living beyond her means.
入不敷出。
对话中没有相关信息，故排除。
B) Lack of budgeting strategies.
缺乏预算策略。
对话中没有相关信息，故排除。
C) Fashion addiction.
对时尚上瘾。
虽然女士提到自己因为打折买过不需要的衣服和鞋子，但“对时尚上瘾”的说法与此并不一致，故排除。
10. What does the man say he could do at the canteen?
男士说他在食堂可以做什么？
答案：
A) Eat healthier food with less money.
用更少的钱吃更健康的食物。
解析：
在对话中，男士提到如果他去食堂，他就可以在那里用一半的价钱吃到更健康的饭菜，所以答案是A项。
干扰项分析：
B) Order food like burgers and chips.
点像汉堡和薯条之类的食物。
男士提到自己又累又饿的时候，就会用手机点食物，比如汉堡和其他垃圾食品，所以他不是在食堂点这些食物，故排除B项。
C) Avoid getting addicted to junk food.
避免对垃圾食品上瘾。
对话中没有提到他在食堂吃饭可以避免对垃圾食品上瘾，故排除C项。
D) Pay either in cash or with his phone.
用现金或者手机支付。
对话中没有相关信息，故也排除。
11. What is now just a habit for the man?
男士现在养成了什么习惯？
答案：
B) Sticking to his budget.
严格执行预算。
解析：
在对话结尾，男士说自己养成了“refused to spend more than what I had budgeted”（拒绝超预算支出）的习惯，所以答案是B项。
干扰项分析：
A) Making a shopping list.
列购物清单。
对话中没有相关信息，故排除。
C) Withdrawing cash only once a month.
每月只取一次现金。
男士提到自己每周去一次银行取现金，所以C项错误，故排除。
D) Thinking twice before buying something.
买东西前再三考虑。
对话中没有相关信息，故均排除。
【参考译文】
男士：我需要去银行取点现金。
女士：为什么不直接用手机支付呢？
男士：嗯，实际上，我已经有三个月没用在线支付了。
女士：停用在线支付？哦，你一定是担心在线支付不安全吧。
男士：不，它们是安全的。但是在线支付太方便了，我在不需要的东西上花了太多钱。
女士：哦，冲动消费对我来说也是个问题。我确实因为打折买过不需要的衣服和鞋子，而且用手机支付太容易了。但我发现如果我每晚回顾一下自己的消费，就能防止自己花太多钱。
男士：我试过这个策略，但没用，因为我整天都在忙着学习。然后，当我又累又饿的时候，我就会用手机点食物，比如汉堡和其他垃圾食品，而不是去食堂，在那里我可以用一半的价钱吃到更健康的饭菜。
女士：那你现在怎么办呢？看起来你用现金也会有同样的问题。
男士：我每周去一次银行，其余时间我把银行卡放在家里，这样我就不能取更多现金了。而且我还有一本笔记本，记录我的开支。
女士：但是如果你想买东西，是什么阻止你去银行取更多钱呢？
